Friday, 23 December 2016

Secure Online Payment: The Useful Tips



The Online payment is defined as the exchange of money electronically by the use of computer networks, the internet and server systems. When you receive a payment over the internet, you are accepting a payment online.

There are several ways to do online transactions:

  • Credit cards
  • Debit cards
  • Net banking
  • Mobile banking
  • SMS banking

Several people began to shop online today using credit or debit card, net banking etc., If the site is not secure and protected, the account details can be stolen by some unknown online intruders. So, a secure payment system is highly necessary in order to avoid data theft and there by any loss of hard earned money.

How to recognize Secure Payments?

There are some signs to know the site is secure for online payment. Details are listed below:

  • Check for a padlock symbol in the beginning of the address bar of your browser window. While clicking on the padlock itself, the company details will be shown and then it is clear whether the site has been registered to the correct company address and certificate. One thing to note is, the padlock should be on the address bar. If it’s on the webpage it can’t be reliable, as it’s easy for anyone to copy paste the padlock symbol on any page.
  • The web address should start with ‘https’ instead of mere ‘http’. ‘https’ means it is highly secure, and encrypted connection.
  • If using the latest version of the browser, the address bar or the name of the site owner will turn green.


Online Security Tips:

  • Remember always to log out of the sites after payment is done. Just closing your browser is not enough to ensure security.
  • Always keep electronic or printed receipts as the proof of payment.
  • It’s wise to check the website’s privacy policy also.
  • Also, check and verify the credit card or bank statements carefully after each payment to assure that the correct amount has been debited.
  • Ensure there is no virus threat and check updated antivirus/antispyware software has been installed on the system before going online.
  • Beware of Emails taking you to fake and malicious websites to collect your bank account or card details.
  • Double check all details of your payment before confirming.
  • Before submitting any confidential information, you may also check if the site is of a reputed company or brand. Care should be taken not to pass any private data or transfer money through any unknown site.
  • If found a warning message with the company certificate or the certificate cannot be trusted, never submit any confidential data or information to such websites.
  • While making payment for an online purchase, try to use a secure payment site such as PayPal – never transfer the money into their bank account, directly. PayPal will not charge a fee to buy online.


Secure Payment: The Working Principle

A website which has secure payment system uses encryption technology to make sure that data which is passed between you and the other end is kept confidential.

In a secure online transaction, credit card or other bank details are not processed on the merchant website, but simply forwarded on to a payment service provider to ensure that your card details are not stored at any unsafe place.


Major Payment Gateways Supported in India
























Platform for Coding Online Payment Systems:

Most popular and old payment platforms are written in C, or COBOL.
Programming languages like PHP, Javascript, and ASP are also used to code the payment processing.


Programming Courses Training in Cochin

Soften Technologies offers Application Programming training in Cochin. ASP.NET, PHP, Java, Android, Embedded Systems, Software Testing are also offered along with networking training like CCNA (Cisco Certified Network Associate), CCNP (Cisco Certified Network Professional), CCIE (Cisco Certified Internetwork Expert), MCSE (Microsoft Certified Solutions Expert) certifications, RHCE (Red Hat Certified Engineer), and Linux.


CALL: 8129199511, 0484 4037036 for your queries.

Email: softentechnologiescochin@gmail.com


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Tuesday, 20 December 2016

Ecommerce: The Risks and Benefits




Ecommerce or Electronic commerce stands for any type of business that involves the transfer of information through Internet. It includes a variety of business types like retail sites, trading goods, and auction or music sites.

Ecommerce started in 1991. The faster internet and effective and powerful online tools have helped the ecommerce to grow well and make it popular.

Currently, Amazon and EBay are the most popular ecommerce companies. Music, books, computers, consumer electronics, and office supplies are the most sought out categories on the web.


Ecommerce has several benefits and advantages, and the same time, has some risks also. Let us examine both sides below:

Advantages of Ecommerce



It’s Faster:

The buying and selling procedure is so quick. It’s easy to search and find products through ecommerce website.

Wide Reach:

While traditional shops can only sell to nearby customers, ecommerce sites can sell to the customers across the country or even internationally.

Plenty of Choices:

It’s so easy to check and compare different products of different companies on the web while relaxing at your home, but it’s hard and time consuming to check different physical stores for different products.

Available 24/7:

customers can buy products any time, any day of the year. It’s open always.

Coupons and deals:

Unlike traditional physical stores, several coupons and deals are offered on ecommerce sites through which consumers can avail great discounts and reductions!

Easy Marketing:

In case of an ecommerce site, customers can reach to the purchase screen straight from an ad given on classifieds or other sites.

Reviews:

Plenty of reviews –good or bad – can be found on every product on each ecommerce store. It can help consumers to check and choose the best product.

Low Expense:

Building an online store is having a less expense than starting a traditional business by renting or owning a building.

Disadvantages of Ecommerce

  • The product quality can’t be guaranteed.

  • The authenticity and reliability of business owner can’t be assured. Anyone can easily start an ecommerce site, so customers don’t know if the store is good or bad.

  • Mechanical or technical failures can happen and the result can be unpredictable.

  • There will be no direct customer to company interactions.

  • There are some security issues as there are several hackers who look to steal money online.

  • Internet access is a must to shop online, but it’s not free.

  • There may be some hidden costs while shopping online especially with international purchases.


Popular Ecommerce Platforms:

Some of the most popular ecommerce platforms are listed below:

Shopify

 Shopify site

Features:
  • Secure shopping cart -256-bit SSL
  • 100+ professional themes
  • Use your own domain name
  • Sell in store (POS)
  • Abandoned checkout recovery
  • 70 payment gateways
  • Translate in 50+ languages
  • Integrate with Dropshippers or Fulfillment Centers
  • Product reviews, Discount codes and coupons
  • Gift Cards
  • Mobile commerce ready
  • Social Media Integration
  • Unlimited products
  • Unlimited bandwidth

Magento


 Magento site

Features:
  • Internationalization support
  • Enormous number of built
  • Extremely modular architecture
  • Security
  • Code-level Access
  • Web Services API


Squarespace


 Squarespace site

Squarespace e-Commerce functions are totally integrated into their platform, and ideally built into all their templates

Features:
  • Full Control over Product Variants
  • Inventory Management
  • Unlimited Products
  • Sell Physical, Digital, and Service-based Products
  • Coupons
  • Shipping Options (Flat / Weight-based / Carrier Calculated)


Symphony Commerce

 Symphony site
Symphony offers the service of enterprise-level commerce to the fastest growing brands. It can handle critical wholesale and retail business needs from commerce applications to supply chain logistics. Symphony's ecommerce services include integrated solutions for web stores, fulfillment, and marketing.

CommerceHub


 Commercehub site

CommerceHub is a top leading cloud-based e-commerce platform that helps retail stores and brands expand their product assortments, promote and sell products on digital channels, and deliver products to customers quickly at minimum cost.

Drupal Commerce


 Drupal site

Features:
  • Content-Driven
  • Flexible to use
  • Easy to Use
  • Open Source technology
  • Extensible


Programming Courses Training in Cochin

Soften Technologies offers Application Programming training in Cochin. ASP.NET, PHP, Java, Android, Embedded Systems, Software Testing are also offered along with networking training like CCNA (Cisco Certified Network Associate), CCNP (Cisco Certified Network Professional), CCIE (Cisco Certified Internetwork Expert), MCSE (Microsoft Certified Solutions Expert) certifications, RHCE (Red Hat Certified Engineer), and Linux.


CALL: 8129199511, 0484 4037036 for your queries.

Email: softentechnologiescochin@gmail.com

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